For many teenagers, the most anticipated moment is the 15th birthday party, isn’t it? However, this dream does not always fit into the parents’ budget. For this, it is possible to count on the loan for the party of 15 years, which can be contracted through a bank or financial .
The service provided by the finance company can be more complete and meet some needs that banks cannot meet. Thus, in this post, we have separated the main information and doubts related to this credit line, as well as the benefits of opting for a financial one.
Why opt for the 15th birthday loan?
The dream of many girls is a party of 15 years, with the right to exchange dresses, decor worthy of a princess, waltz and all friends to celebrate this very special and remarkable date.
However, parents often compromise finances and the family budget to see that dream come true.
If you find yourself in this situation, the loan for the 15th birthday party can be your lifesaver. With this credit line, you will be able to cover all the expenses of the celebration, including decoration, beauty salon and food.
If you do not have immediate conditions for payment, this type of financing is the most suitable, since you will not need to miss your financial planning.
How to get the personal loan for this celebration?
To apply for the loan for the 15th birthday party, you will find two possibilities: banks or financial.
When opting for finance, you can count on loan simulators and consultations with specialists, who will be ready to indicate the best path for you.
After choosing your institution, you should contact it and have the total planned expenses for the party in hand, in addition to your documents.
For analysis purposes, you will need to provide proof of fixed monthly income and address, as well as identification document. The requirements for this type of financing are: to have a fixed monthly income and not to have a negative name.
Just take the documents and go through the credit analysis. After approval, just wait up to 24 hours to access the requested amount.
What are the advantages of borrowing for the 15th birthday party?
Some say that making dreams come true is priceless, isn’t it? As we already said, if you don’t have a budget gap, the loan for the 15th birthday party is a great help.
You will be able to pay installments that do not weigh in your pocket and on dates that are more comfortable, in addition to having deadlines to start paying the amount. However, be sure to research which institutions have the best conditions and lowest interest rates.
With this, in addition to easy contracting, the installments can be paid by bank slip or even automatic debit.
Another advantage is the rates, which are considerably lower, preventing you from getting involved with your credit card or overdraft.
So that the loan for the 15th birthday party is a dream come true, plan ahead! Calculate all expenses for the event and do not leave anything out. So you will fulfill your daughter’s wish and still keep your finances up to date.